iPhone app · free

Your balance lies. Coin doesn't.

Coin takes away rent, subscriptions and what you've set aside for goals — and shows one honest number: what you can actually spend today.

No sign-up · no bank connection · works offline

How it works

$5,559 on the card.
$1,093 actually free.

Safe to spend · until Nov 4

$1,093

  • Free
  • Bills & planned
  • Spaces & goals
  1. −

    Bills for the next 30 days

    Rent, subscriptions, utilities — they're coming anyway, so Coin books them in advance.

  2. −

    Planned payments

    One-offs you already know about: insurance, tickets, repairs.

  3. −

    Spaces & goals

    Your reserve, a trip, a new laptop. Money set aside never gets spent twice.

  4. =

    What's truly yours

    Tap the number to see every line. No black boxes.

Features

Budgeting without the boredom.

“5 coffee” — done.

Type the way you think — Coin works out the amount, category and date. Or tap the mic and just say it.

The Add screen: “5 coffee” typed in, below it the parsed expense −$5 in Coffee.

Snap a receipt — expense logged.

Amount, shop and date straight from the photo. The text is read on your iPhone; the photo goes nowhere.

🛒 Grocery store−$32.20

Goals with a date

See not just how much is left, but when you'll get there at your own pace.

Goals: Vacation 25%, New Laptop 20%, Emergency Fund 13%, each with an estimate of how many months to go.

“Can I afford this?”

Not a yes or no — the consequences: what stays free, and whether you'd dip below zero.

Verdict “Comfortable”: $350 fits inside what's already free, with the consequences listed below.

Autopilot

A share of every income goes straight to a goal, and every purchase rounds up — the change quietly lands there too.

SALARY+4,200
10% TO GOAL−420
COFFEE 5.50 → 6+0.50
TO VACATION420.50

Where the money goes

Every day is a square — the darker, the more you spent. And search understands plain words: “coffee last month”, “> 500”.

A spending heatmap by day of the week: the darker the square, the more was spent.

And more

  • Widgets & Dynamic Island
  • Siri & Shortcuts
  • Monthly review & your year in money
  • Multiple currencies
  • Personal & business, apart
  • Face ID lock

$5 a day

= $1,825 a year

We're not against coffee. We're for seeing the price.

We can't see your spending. At all.

Everything you log lives only on your iPhone. Privacy mode hides every amount with one tap — for the subway and curious eyes.

Privacy policy →
  • ✕No sign-up or passwords
  • ✕No bank connection
  • ✕No servers or cloud of ours
  • ✕No ads or tracking
  • ✓Works without internet

FAQ

The short version.

How much does Coin cost?

Nothing. Coin is free and has no ads.

Do I have to connect my bank?

No. You log spending yourself — by typing (“5 coffee”), by voice or from a receipt photo. It takes seconds.

Where is my data stored?

Only on your iPhone. There's no account and no server of ours. You can save a copy to a file and restore it any time.

Is it secure?

You can lock Coin with Face ID, and privacy mode hides every amount with one tap.

Which currencies and languages?

Dollar, euro, pound, złoty, yen and hryvnia; English and Ukrainian. Fresh exchange rates (from the National Bank of Ukraine) are optional, one switch away.

Is there an Android version?

iPhone only for now. Android is planned — the Google Play button will light up here as soon as it ships.